Bank of India Credit Officer Recruitment 2026 - Apply Online for 514 Posts
Key Highlights
Job Overview
| Organization | Bank of India Credit Officer |
|---|---|
| Post Name | Credit Officer (GBO Stream) in SMGS-IV, Credit Officer (GBO Stream) in MMGS-III, Credit Officer (GBO Stream) in MMGS-II |
| Total Vacancies | 514 Posts |
| Qualification | Graduation and other qualifications/experience as per Annexure-I for respective posts. Reserved category candidates (SC/ST/OBC/PWD) are entitled to 5% relaxation wherever minimum 60% marks is prescribed. |
| Age Limit | Credit Officer MMGS-II: 25-35 years, Credit Officer MMGS-III: 28-38 years, Credit Officer SMGS-IV: 30-40 years (as on 01.11.2025). Age relaxation: SC/ST - 5 years, OBC - 3 years, PWD - 10 years, Ex-servicemen - 5 years. |
| Salary | MMGS-II: Rs. 64,820 - 93,960, MMGS-III: Rs. 85,920 - 1,05,280, SMGS-IV: Rs. 1,02,300 - 1,20,940 plus allowances (DA, HRA, Medical, LTC, Pension etc.) |
| Location | All India |
| Category | Bank Jobs |
Bank of India has released Credit Officer Recruitment 2025 notification for 514 posts in SMGS-IV, MMGS-III, and MMGS-II scales under GBO Stream. Online applications start from 20.12.2025 to 05.01.2026. Eligible candidates with graduation and relevant experience can apply through official website. Selection process includes online examination covering Reasoning, Quantitative Aptitude, English Language and Professional Knowledge followed by personal interview. Application fee is Rs. 850 for General candidates and Rs. 175 for SC/ST/PWD. Salary ranges from Rs. 64,820 to Rs. 1,20,940 with attractive allowances and career growth opportunities in leading public sector bank.
Complete Job Details
Educational Qualification
Graduation and other qualifications/experience as per Annexure-I for respective posts. Reserved category candidates (SC/ST/OBC/PWD) are entitled to 5% relaxation wherever minimum 60% marks is prescribed.
Age Limit
Credit Officer MMGS-II: 25-35 years, Credit Officer MMGS-III: 28-38 years, Credit Officer SMGS-IV: 30-40 years (as on 01.11.2025). Age relaxation: SC/ST - 5 years, OBC - 3 years, PWD - 10 years, Ex-servicemen - 5 years.
Age relaxation applicable as per government rulesApplication Fee
Read Notification
First, download and read the official notification carefully to understand eligibility criteria and requirements.
Check Eligibility
Verify that you meet all the eligibility requirements including age, qualification, and other criteria.
Prepare Documents
Keep your documents ready: Photo, Signature, ID Proof, Educational Certificates, etc.
Apply Online/Offline
Visit the official website and complete the application process before the last date.
Bank of India Credit Officer Recruitment
Credit Officer (GBO Stream) in SMGS-IV, Credit Officer (GBO Stream) in MMGS-III, Credit Officer (GBO Stream) in MMGS-II
Bank of India has released Credit Officer Recruitment 2025 notification for 514 posts in SMGS-IV, MMGS-III, and MMGS-II scales under GBO Stream. Online applications start from 20.12.2025 to 05.01.2026. Eligible candidates with graduation and relevant experience can apply through official website. Selection process includes online examination covering Reasoning, Quantitative Aptitude, English Language and Professional Knowledge followed by personal interview. Application fee is Rs. 850 for General candidates and Rs. 175 for SC/ST/PWD. Salary ranges from Rs. 64,820 to Rs. 1,20,940 with attractive allowances and career growth opportunities in leading public sector bank.
📌 Last Date to Submit Application: 05 Jan 2026
📋 Bank of India Credit Officer – Overview
| Organization | Bank of India Credit Officer |
| Post Name | Credit Officer (GBO Stream) in SMGS-IV, Credit Officer (GBO Stream) in MMGS-III, Credit Officer (GBO Stream) in MMGS-II |
| Total Vacancies | 514 Post(s) |
| Salary / Stipend | MMGS-II: Rs. 64,820 - 93,960, MMGS-III: Rs. 85,920 - 1,05,280, SMGS-IV: Rs. 1,02,300 - 1,20,940 plus allowances (DA, HRA, Medical, LTC, Pension etc.) |
| Qualification Required | Graduation and other qualifications/experience as per Annexure-I for respective posts. Reserved category candidates (SC/ST/OBC/PWD) are entitled to 5% relaxation wherever minimum 60% marks is prescribed. |
| Age Limit | Credit Officer MMGS-II: 25-35 years, Credit Officer MMGS-III: 28-38 years, Credit Officer SMGS-IV: 30-40 years (as on 01.11.2025). Age relaxation: SC/ST - 5 years, OBC - 3 years, PWD - 10 years, Ex-servicemen - 5 years. |
| Job Location | All India |
| Application Mode | Online |
| Start Date | 20 Dec 2025 |
| Last Date | 05 Jan 2026 |
| Official Website | Visit Official Website |
📊 Vacancy Details
| Post Name | No. of Posts |
|---|
| Post Name | UR | OBC | SC | ST | EWS | Total |
|---|---|---|---|---|---|---|
| Credit Officer SMGS-IV (GBO) | 17 | 9 | 5 | 2 | 3 | 36 |
| Credit Officer MMGS-III (GBO) | 25 | 16 | 9 | 4 | 6 | 60 |
| Credit Officer MMGS-II (GBO) | 172 | 112 | 62 | 31 | 41 | 418 |
| Total | 214 | 137 | 76 | 37 | 50 | 514 |
PWD Vacancies (within above total): HI – 6, VI – 4, OC – 6, ID – 4
✅ Eligibility Criteria
📚 Educational Qualification
- Credit Officer MMGS-II: 25-35 years
- Credit Officer MMGS-III: 28-38 years
- Credit Officer SMGS-IV: 30-40 years
- SC/ST: 5 years
- OBC (Non-creamy layer): 3 years
- PWD: 10 years
- Ex-servicemen: 5 years
- 1984 riot affected: 5 years
Educational Qualification:
Graduation and other qualifications/experience as per Annexure-I for respective posts. Candidates must indicate graduation percentage up to two decimals. Reserved category candidates (SC/ST/OBC/PWD) are entitled to 5% relaxation wherever minimum 60% marks is prescribed.
Age Limit (As on 01.11.2025):
Age Relaxation:
👤 Age Limit
- Credit Officer MMGS-II: 25-35 years, Credit Officer MMGS-III: 28-38 years, Credit Officer SMGS-IV: 30-40 years (as on 01.11.2025). Age relaxation: SC/ST - 5 years, OBC - 3 years, PWD - 10 years, Ex-servicemen - 5 years.
- Age relaxation applicable for SC/ST/OBC/PwD/Ex-Servicemen as per government rules
💰 Salary Structure
Pay Scale: MMGS-II: Rs. 64,820 - 93,960, MMGS-III: Rs. 85,920 - 1,05,280, SMGS-IV: Rs. 1,02,300 - 1,20,940 plus allowances (DA, HRA, Medical, LTC, Pension etc.)
Additional allowances as per government norms (DA, HRA, TA, etc.)
💳 Application Fee
Payment Mode: Online through Debit Card/Credit Card/Net Banking/UPI
📝 Selection Process
- Scrutiny and Shortlisting: Applications shortlisted based on eligibility documents uploaded during registration
- Online Examination: Objective test with 150 questions for 150 marks in 120 minutes covering English Language (25 marks), Reasoning (25 marks), Quantitative Aptitude (25 marks), and Professional Knowledge (75 marks)
- Personal Interview: Candidates qualifying online test called for interview (100 marks) in 1:3 ratio to vacancies
- Final Merit: Combined score of online exam and interview in 70:30 ratio for final selection
Note: Selection process may vary. Please refer to official notification for exact details.
📋 Exam Pattern
| Subject | Questions | Marks | Duration |
|---|---|---|---|
| English Language | 25 | 25 (Qualifying only) | 120 minutes (Composite) |
| Reasoning | 25 | 25 | |
| Quantitative Aptitude | 25 | 25 | |
| Professional Knowledge | 75 | 75 | |
| Total | 150 | 150 |
Qualifying Marks: 35% in each test for General/EWS; 30% for SC/ST/OBC/PWD
Negative Marking: 1/4th marks deducted for wrong answers
Language: All tests except English are bilingual (English & Hindi)
Note: Exam pattern is indicative. Please refer to official notification for exact details.
📅 Important Dates
| Event | Date |
|---|---|
| Notification Release Date | 24 Dec 2025 |
| Application Start Date | 20 Dec 2025 |
| Last Date to Apply | 05 Jan 2026 |
| Exam Date | To be announced |
| Admit Card Release | Before exam date |
📝 How to Apply
- Visit official website www.bankofindia.bank.in
- Click on 'CAREER' section and select 'Recruitment of Credit Officers in GBO Stream Project No. 2025-26/01'
- Click on 'APPLY ONLINE' to open application form
- Click 'New Registration' and register with basic details to get registration number and password
- Login with credentials and fill personal details, qualifications, experience carefully
- Upload scanned copies of photograph, signature, left thumb impression, handwritten declaration and eligibility documents as per specifications
- Preview application, verify all details and click 'Complete Registration'
- Go to 'Payment' tab and pay application fee through online mode
- Generate and save e-receipt and final application form
- Download and print application form for future reference
⭐ Important Highlights
- ✨ Total Vacancies: 514 Post(s)
- ✨ Attractive Salary: MMGS-II: Rs. 64,820 - 93,960, MMGS-III: Rs. 85,920 - 1,05,280, SMGS-IV: Rs. 1,02,300 - 1,20,940 plus allowances (DA, HRA, Medical, LTC, Pension etc.)
- ✨ Location: All India
- ✨ Application Mode: Online
- ⚠️ Don't miss the last date: 05 Jan 2026
⚠️ Disclaimer: All information provided above is collected from official sources. Candidates are advised to verify all details from the official notification before applying. We are not responsible for any changes or discrepancies.
Selection process may vary. Please refer to official notification for exact details.
Important Disclaimer
All information on this page is collected from official sources. Please verify all details from the official notification before applying. We are not responsible for any changes or errors in the information provided.